Processing: Full Control :
Over Every Card Transaction.

Run authorization, routing, and transaction flows from a single, real-time processing engine.

Full Control Over Transactions

Authorization, routing, and settlement — managed in real time.

Transaction Initiation
Reporting & Monitoring
Risk & Rules
Settlement
Routing
Clearing
01

Transaction Initiation

02

Reporting & Monitoring

03

Risk & Rules

04

Settlement

05

Routing

06

Clearing

Built to Operate at Scale

Real-Time Processing Engine

Deterministic, low-latency transaction processing built for always-on payment environments.

Routing & Decision Logic

Dynamic routing and decisions based on configurable business rules and issuer logic.

Embedded Control Layer

Limits, velocity checks, and policy enforcement applied directly within the processing flow.


Design for Scale

High-Throughput Architecture

Built to handle sustained, high transaction volumes without performance degradation.


400 ms Average Response Time

Predictable Low Latency

Dynamic routing and decisions based on configurable business rules and issuer logic.


3 + Millons Transactions per Year

Always-On Reliability

Fault-tolerant design with continuous availability for mission-critical payment systems.


99.98 % Uptime

Connected Payment Ecosystem

BKM GO

Masterpass

BKM Express

Tokenization

File Transfers

Chargeback

Trusted by

FAQ

  • 24/7 Instant Transactions: Continuous service even on weekends and public holidays.
  • Speed: Transactions result in seconds, eliminating waiting times.
  • Regulatory Compliance: Full compliance with Central Bank (TCMB) standards and technical requirements.
  • Enhanced Security: Features like SİPER protect against fraud, providing a secure transaction guarantee.