Every Declined Purchase Is a Lost Sale. That's What BNPL Is For.

Turn insufficient limits and missing credit cards into completed transactions — no new hardware, no integration, no friction.

Bize Ulaşın

Unchanging shopping Changing Credit

No new app. No extra step. Credit happens behind the scenes — invisible to the shopping flow.

No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.

From Idea to Purchase in 3 Minutes

The paperwork — ID verification, loan form, contract — happens in the background without interrupting the experience. No branch visit. No waiting. No friction.

The customer registers and gets scored instantly.

A virtual card is issued.

They shop.

One platform Every Channel

The paperwork — ID verification, loan form, contract — happens in the background without interrupting the experience. No branch visit. No waiting. No friction.

E-Commerce

No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.

In-Store

No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.

B2B / Dealer Financing

No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.

Marketplace & Multi-Brand

No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.

Launch Under Your Brand

You bring the brand. We handle the rest.

No branch. No paperwork on your end.

The moment they're approved, they're spending.

You don't chase payments. The system does.

Every transaction is logged and every compliance report is ready when you need it.

Turkey's first BNPL brand. Built on ParamTech.

Kredim is the first 'Buy Now, Pay Later' product in Turkey — and the first to offer credit shopping via QR code. It runs on ParamTech BNPL infrastructure and serves 736K+ transactions across 1.5M+ TL in volume.

Turkey's first BNPL brand. Built on ParamTech.

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