Turn insufficient limits and missing credit cards into completed transactions — no new hardware, no integration, no friction.
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No new app. No extra step. Credit happens behind the scenes — invisible to the shopping flow.

The paperwork — ID verification, loan form, contract — happens in the background without interrupting the experience. No branch visit. No waiting. No friction.



The paperwork — ID verification, loan form, contract — happens in the background without interrupting the experience. No branch visit. No waiting. No friction.
No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.
No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.
No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.
No hardware changes. No e-commerce integration. BNPL activates on your existing setup — store, online, or both.
You bring the brand. We handle the rest.

No branch. No paperwork on your end.

The moment they're approved, they're spending.

You don't chase payments. The system does.

Every transaction is logged and every compliance report is ready when you need it.
Kredim is the first 'Buy Now, Pay Later' product in Turkey — and the first to offer credit shopping via QR code. It runs on ParamTech BNPL infrastructure and serves 736K+ transactions across 1.5M+ TL in volume.







